5 Ways KOHO Can Help You Get Ahead

KOHO is dedicated to helping Canadians be able to travel more, retire sooner and live more balanced lives. Here's how KOHO can help.

Are Tax Rates Going Higher in Canada?

There have been numerous rumours about tax increases coming over the last few years including taxing gains on principal residences, estate taxes, and an increase in the capital gains inclusion rate. Although it remains unclear what increased taxes could look like in the future, I think it’s more likely that we will see an increase in the capital gains inclusion rate as compared to introducing a tax on principal residences...

Attainable Ways to Improve Your Finances in the New Year

Some financial resolutions take considerable time and dedication: upskilling to improve employment prospects, developing a strategy to pay down debt, reducing the fixed costs associated with home and vehicle ownership. But there are also opportunities to improve at the margins with a relatively low degree of effort. Here are a handful of financial New Year’s Resolutions that you can accomplish before the motivation starts to wear off...

Do I Need a Business Plan?

So you have an idea for a business, that’s great but what comes next? I won’t waste your time writing another article about how to write a business plan, as there are plenty of resources available online to assist you with that. Most of them illustrate what’s the best thing to do in theory, so instead of re-communicating that, I thought it would be more important to talk about how things work in reality...

You Can Become an Entrepreneur Without a New, Groundbreaking Idea

There are many examples of successful entrepreneurs who didn’t have that great idea on their own and ended up building expansive businesses nonetheless. One highly publicized example involves the founder of what is now known as Meta, and a pair of Harvard rowers (for reference, see: The Social Network). In all seriousness, I’m not suggesting you steal your friends’ startup idea and call it your own, but rather that there is a lot more to being an entrepreneur than having an incredible one-off idea, and that the lack of a new, innovative idea doesn’t discount you from the possibility of becoming a successful entrepreneur.

Cryptocurrencies (& Bitcoin) 101: The Absolute Fundamentals

Cryptocurrencies are programmable assets; they exist only in software. It is all software. When one “owns” a cryptocurrency, it’s actually software informing others that one controls a chunk of that software. This software can be useful to people, similar to how Microsoft Word software is useful to people...

How To Navigate a Bear Market

Bear markets are both dangerous and full of potential. They have fooled many investors and will continue to. With that said, they present an incredible investment opportunity for long-term investors. Learn more about naviating a bear market here...

Lego Collectibles as an Investment? Why a Set of Themed Lego can Eventually be Worth its Weight in Gold

What if I told you that there is a large market for second-hand Lego? Now what if I told you that Lego resale incrementally rises at a better rate annually than stocks, bonds, art, wine and collectible trading cards...? In fact, Lego collectibles often see a significant annual growth rate of approximately 11% (which outperforms gold, stocks, bonds, stamps and wine)...

3 Ways to Improve Your Workplace Wellness

How often do you set aside time in your life to prioritize your health and well being? If you're a busy professional, chances are you're letting your health slip to the wayside and you may not even realize it. Luckily you don't need to sacrifice your work ethic while getting intentional about your workplace wellness. In fact, improving your workplace wellness will actually add to your productivity, happiness and success. In this article, I am going to share 3 simple and effective ways to improve workplace wellness, so that you can thrive in all areas of your life...

CFA or MBA? Here Are the Key Points to Consider

After consulting with several industry professionals, I opted to complete both the CFA and an MBA. In hindsight, I now see things very differently and can put my decision in a different context, prior to understanding and navigating the complicated world of acronyms and accolades...

Engineering Your Way to Success: Challenge the Stereotypes

I am a strong advocate for the advancement of female participation in engineering. By sharing my story, I wish to help in the removal of barriers that women may face in traditionally male-dominated professions...

How to Purchase a Home in This Changing Market

The past 24 months have been a period of extreme change for Canada's real estate market. Many potential buyers have been sitting on the sidelines thinking long and hard about how to purchase a home amidst all this market turbulence...

Why Are Mortgage Rates Going Up So Fast?

The recent sharp increase in mortgage rates caught many Canadians off guard, especially after the tremendous economics years of 2021 and 2022. In November of 2021, it was quite standard to get a 5-year fixed mortgage below 2.2%. Today, that rate is closer to 3.9%...

First-Time Home Buyer Guide – Everything You Need to Know

Learn what the entire process entails when purchasing your first home. Trusted and reliable advice from a real estate professional...

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