Is it Time to Worry About Inflation?
Inflation is a general upward trend in the price level over time, meaning the same amount of currency buys you less stuff than it used to...
by Max Kirouac
Inflation is a general upward trend in the price level over time, meaning the same amount of currency buys you less stuff than it used to...
Buybacks are a tool for returning value to shareholders. When companies post a profit at the end of the year, they have some options for what to do with the cash...
Speculation is mounting that capital gains inclusion rates could increase significantly, perhaps including 100% of capital gains as income. The question is, how would this change impact investors?
I never have too much to say about the technology underlying cryptocurrencies. People much smarter than I am firmly believe that blockchain technology represents a new frontier for digital ownership rights, and it accomplishes this without a central authority...
Helpful guidance and insights when determining whether to invest cash or to use it to pay down debt...
I often hear people say something along the lines of, “To think of all the money I’ve wasted on rent over the years”. This view inappropriately frames the argument of renting or buying. After all, a place to live ranks pretty high on the list of basic human needs, so in that sense rent isn’t, by definition, a waste of money. You need to live somewhere, and paying rent allows you to accomplish this goal...
In many ways, stock picking is a lot more like betting on sports and displays a lot of the same psychological biases...
When it comes time to get a new vehicle, consider the pros and cons of buying and leasing as they relate to your personal situation, but most importantly, make sure that the car you choose fits into your budget. A vehicle is a huge convenience but it is still discretionary. A budget should never be blown on discretionary items...
The primary reason companies split their stock is to increase the liquidity of their shares. Take Apple for example. As of market close on August 4, Apple’s stock is trading at $438.66 US (about $584 CAD). For a beginner’s investment portfolio, a single share of Apple stock may prevent adequate diversification...
Dividends are derived from a company’s excess cash flow (i.e. the money left over after a company has met all of its obligations, including administrative expenses and debt payments). After obligations are met, a company is left with the option to either retain that excess cash for future investment or pay it out to shareholders...
The appeal behind timing the market is tied to the age-old adage of buy low, sell high. History has proven that investing for a sufficiently long time frame, no matter the start and end points, will accomplish this goal...
The appeal behind timing the market is tied to the age-old adage of buy low, sell high. History has proven that investing for a sufficiently long time frame, no matter the start and end points, will accomplish this goal...
Fixed income is comprised of the debt of corporations, governments, and individuals (in the form of mortgage-backed securities). Given that debt holds a senior position to equity and is therefore safer, the returns on fixed income are lower (and less volatile) than the returns on equities...
When it comes to investing, knowing a little bit is much more dangerous than knowing nothing. When I first started learning about trading, I thought that I could learn everything I needed to know to make profitable trades in a matter of weeks. I didn’t realize the extent of my own ignorance, as I somehow believed that every piece of information I consumed was available only to me and I could simply outsmart all other market participants...
Given the high stakes involved with stock market participation, countless investment strategies have been developed to try to outperform the market. These range from fundamental analysis of financial metrics to tracking the patterns that are produced when a stock’s price is plotted on a line graph...
The Little Book of Common Sense Investing is an ideal starting point for anyone wishing to expand their financial literacy. There are no get-rich-quick proclamations or vague anecdotes presented as “proof” of successful investment strategies. Instead, Bogle’s presents a clear message: the vast majority of investors should target the market return and ignore the cost-laden, inconsistent strategies preached by active fund managers...
Making wise decisions results from good process. Develop your process, follow it, and let everyone else worry about the noise. Use these 4 investing tips when the market drops...
If you are just starting to invest, you likely don’t have a huge pool of financial assets at your disposal. On top of this, given the cap placed on TFSA contributions, you would have to invest small sums of money into numerous individual positions in order to earn the benefit of diversification within a TFSA account. All of these small positions will add to transaction and monitoring costs...
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